OUR JOURNEY
Our team is focused on delivering transparent and cost-effective life insurance premium financing solutions for high net worth clients. Unlike traditional premium financing aggregators, we believe in empowering advisors to maintain control of their insurance solutions and planning process while leveraging our expertise to navigate the lending world. Our approach includes providing a transparent overview of all available lending options and expert guidance throughout the loan underwriting process to optimize solutions for clients. Say goodbye to paying high commission splits you don't need. Experience a new level of transparency, efficiency, and expertise in premium financing by contacting us today.
OUR
PATH
Our team guides you along a proven path to premium financing success. With years of experience, our process ensures a seamless journey. We analyze assets, funding needs, collateral, repayment strategies, and parties involved. Conducting a market analysis, we provide indicative rates from lenders. Evaluating loan facilities, rates, structures, collateral, and fees, we assist in compiling a complete credit package. Reviewing offers, expediting document generation, and setting a funding date, we go beyond the transaction, offering hypothetical models, ongoing support, and future refinancing opportunities.
OUR FOUNDER
PFLI, LLC is a FinTech Solution for Premium Finance Life Insurance. Founded by John Reed.
John Reed is dedicated to assisting advisors and strategic partners in implementing and maintaining advanced wealth/business protection and transfer strategies for their most valued customers. With a remarkable track record, John has facilitated over 200 Premium Finance cases, resulting in more than $2.5 billion of coverage, over $460 million of financed premiums, and an impressive $56 million in First-Year Commissions.
Beyond his professional achievements, John has made significant contributions to his community. He served on the Finance Committee for the city of Newport Beach, CA (2019-2022), and has held the position of past president of The Elite OC: Young Professionals Giving Back. John is a graduate of the University of Cincinnati, where he studied Aerospace Engineering and completed his MBA. An enthusiastic reader, competitive sailor, space enthusiast, and globe-trotter, John brings a unique blend of experience and passion to the world of premium financing.
